-Musafir-

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About -Musafir-

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  • Birthday 06/09/1989

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  1. World T20 match between India and Pakistan Live streaming Saturday, 18, 2016 in Kolkata Start Time 19:30 local (14:00 GMT | 19:00 PKT) Live streaming of India Pakistan T20 world cup 2016 match
  2. Miesha Tate beat Holly Holmes in UFC 196 on Saturday 05/03/2016 This is really unbelievable that how Miesha Tate controlled things during match and against the World No.1 Holly Holmes who recently win against the most emerging and dangerous Ronda Rousey Holm started off round one implementing her boxing prowess, while maintaining distance. The Jackson-Wink MMA representative uncorked some kicks, which made life difficult for Tate. Round two saw Tate bring the fight to Holm as she landed a takedown, followed by some ground and pound. The Las Vegas-based combatant landed several hard elbows and shots to the body. Then, towards the end of the frame, Tate nearly choked out Holm after she found the latter's back.
  3. How can you save money on my home insurance? No single insurance company offers the best deals to suit every type of home insurance customer, which is why it’s important to compare quotes from lots of different insurers before buying. Our website allows you to compare quotes from 60+ home insurance providers to help you find the best possible deal. All you have to do is enter a few details about you and your home and we’ll track down the most competitively-priced policies for you. Our ambition is to deliver 5-star customer service – and we’re proud to say we’re getting there. Take a look at what some of our customers have to say about us below: The increase in insurance premium tax (IPT) at the beginning of November – when the standard rate will rocket from 6% to 9.5% of the premium – makes shopping around for products such as car and home insurance more important than ever. This is because insurers offer their best prices to new customers, simply to tempt people through the door. They reckon on making their money back in subsequent years by increasing their prices when people renew. And they often use a process called auto-renewal to increase the likelihood of a customer staying put. You can read here why we think this is such a bad practice for insurance customers. It makes sense to become a ‘new’ customer every year by scouring the market for the best deal possible. And with IPT shooting up by 58% in November, you need to make sure your base premium is as low as possible for the level of protection you require. What is IPT?- Insurance premium tax is charged on policies such as car, home, travel, pet and private medical insurance (PMI) - Life insurance and income protection insurance are exempt from IPT - The increase in the standard rate of IPT at the beginning of November, from 6% to 9.5%, was announced in the July summer budget - The rise will hit car, home and PMI insurance - Travel insurance, along with extended warranty insurance, is taxed at a higher rate of 20% - Doom-mongers fear the next Budget might introduce a universal rate of IPT at 20%. How will the rise affect me?There’s nothing you can do to avoid paying IPT – and there’s very little you can do to avoid paying the higher rate of IPT if your current policy expires after 1 November. If your policy renews before November, you’ll pay IPT at 6%. If your policy renews after 1 November, you’ll pay 9.5%. Even if you run a quotation now for a policy that renews next month, the premium you’re shown now will include IPT at the higher rate applicable at the point of renewal. It’s unlikely to be worthwhile cancelling a policy that renews after 1 November in order to take out a new one in October. You’d probably have to pay a cancellation fee – and, for car and home insurance, you’d risk invalidating any no claims discount you’d accumulated. If I pay by instalments, will my monthly cost go up after 1 November?No. If you’re part-way through your policy and pay by instalment, your payments after 1 November will stay the same. It’s only policies taken out after 1 November that will attract the new, higher rate of IPT. But what if my policy changes?If you have to make what insurance companies call a “mid-term adjustment (MTA)” to your policy after 1 November, then any additional premium you have to pay will be taxed at the higher rate of 9.5%. So if you moved house to an area deemed by your car or home insurer to be more risky than your old address, your premium might be increased, with the new rate of IPT being applied. What will the increased cost be?At the moment, for every £100 of premium, you pay £6 in tax. As of November, this will be £9.50. On a £500 net car insurance premium, the increase would be from £30 to £47.50. Home insurance premiums tend to be lower, so a £150 combined buildings and contents premium would see the tax take go from £9 to £14.25. It’s worth reiterating that shopping around could easily offset the increase in IPT. We’ve found that 51% of our car insurance customers could save up to £212 by shopping around at renewal, while 51% of home insurance customers could save up to £57.
  4. Car insurance for teenagers can be very expensive. So check out our tips to help you drive the cost of cover down. Car insurance is expensive for many motorists, but teenage car insurance premiums are even bigger than for the rest of us. Unfortunately, one in five drivers are involved in a crash during their first year on the road. Now, not everyone learns to drive when they turn 17, but statistics do show that teenagers are more likely to be involved in accidents and make claims on their insurance than older, more experienced drivers. This is why young drivers tend to pay the most for their cover, as insurers offset the increased risk of a claim with higher premiums. Until this year, male teenage drivers bore the brunt of this, paying more for cover than their female counterparts, but there have been some big changes in how insurers price their policies which mean those days are over. The EU Gender DirectiveStatistics have always shown that young male drivers are involved in more accidents than young female drivers. Although this continues to be the case, new European legislation introduced in 2012 means that insurers can’t discriminate based on whether you’re a man or a woman. In an ideal world this would mean men’s premiums would drop to the levels previously enjoyed by women, but in reality it means cover for women is going to get more expensive. The high cost of car insurance for teenagersWe’ve seen the cost of motoring accelerate over the past couple of years thanks to rising fuel prices and insurance costs. As well as the introduction of the EU Gender Directive, we’ve also seen the introduction of Continuous Insurance Enforcement legislation, which means even vehicles not being used must be insured, unless they are declared as off the road with a Statutory Off Road Notice (SORN). Anyone found to be keeping a vehicle without insurance and a SORN declaration can receive a fixed penalty notice of £100 or face fines of up to £1,000. research found that two thirds of drivers are changing their driving habits to cope with the rising costs, while five per cent have given up driving altogether. But there are still people who continue to flout the law and drive without car insurance, and it’s pushing up costs for the rest of us. The Motor Insurers Bureau says that uninsured drivers cost insurers up to £500million a year, adding £30 to average, law-abiding motorist’s premiums This makes it more important than ever to shop around to get the best possible price on car insurance for teenagers. Get cheap car insurance for teenagersAs a teenage driver you might be tempted to take some shortcuts on your cover to get a more affordable teenage car insurance quote, but this could prove a false economy if it came to making a claim. There are some legitimate things you can do to bring down your premiums without cutting corners though, all while maintaining the level of cover you need. For example, taking an advanced driving course such as Pass Plus will colour you as a more responsible driver in the eyes of some insurers. The high premiums faced by teenage motorists reflect their relative experience on the roads, so any courses which give you more experience should be rewarded with cheaper teenage car insurance cover. Alternatively, adding an older or more experienced driver to your policy as a named driver can bring down your premiums in some cases. However, you should never set up a policy with an older friend or relative as the main driver and yourself as a named driver if you’re really the main driver. This is known as fronting, is illegal and could invalidate the policy, or worse, earn you a conviction for driving without insurance. If you’ve just passed your test and you’re car shopping, bear in mind that the more valuable and powerful your car is, the more it will cost you in insurance – because it would either be more expensive to repair and replace or it would be more likely to be involved in an accident. Securing your car with additional security features (think steering wheel locks, immobilisers) will reduce the chances of it being stolen, and earn you cheaper teenage car insurance quotes. Similarly, keeping the car parked in a secure location, such as a locked garage, will also work in your favour. Take advantage of our car insurance money saving tips to find out how to get cheaper car insurance for teenagers. You can also utilise our young driver car insurance guide to find a more specific guide for people in your age bracket.
  5. HAPPY "New Year 2015" Wish you the very best of luck for new year 2015, to all fun2friend members and visitors. i wish all of them that best of luck for new future, things, happiness, wishes and much more in new year 2015. enjoy the life and consider your relations and avoid all of mistakes which you made in 2014. Year 2014 given too much sadness to all of us, even i can't be stand any step very happy in that year due to the Peshawar attack, Bomb blasts, Target killing and continuesly disturbing in Pakistan. BUT..... There is always new hope. with another new Time, Date and Year. our calendars, records, histories and many more things has been already changed today, with the new word 5. i hope this will also change all of our Bad time into Good time. At the end, Happy new year once again 2015 to you and to your families.
  6. Delete thousands of images from wordpress media library I have a workaround for this... it's a bit messy, but it works. You need to have phpMyAdmin access for the database. And obviously all the usual "OMG, don't do that" warnings apply - take backups, don't blame me if it fails, etc. I just got rid of over 200,000 unattached media items on one of my blogs by this method. 1. Install the DX Delete Attached Media plugin (http://wordpress.org/plugins/dx-delete-attached-media/) 2. Create a new post. I named mine "Unattached media" and saved it as draft. 3. Find the post number. Just go to the posts list, click the post title and look at the URL: it will have "post=xxxxx" in it. 3. Run the SQL in your phpMyAdmin interface: UPDATE wp_posts SET post_parent = 'post number' WHERE post_type = 'attachment' AND post_parent = '0'; 4. Go back to your posts list and send your post to the trash. 5. Make sure the DX plugin is activated, empty trash. Bingo, all dead items gone. Note that if there are a LOT of items, you might have to just leave the post in the trash and wait for WP's standard trash emptying procedures to handle it. But it still works. Hope it helps!
  7. Different types of mortgages Fixed rate mortgage The interest rate remains the same throughout the period of the deal – typically one to five years, though it is possible to get ten year fixed rates. If you opt for a fixed-rate, you’ll have the security of knowing exactly how much your mortgage will cost you for a set period of time. Advantages Your mortgage payments will remain the same, even if interest rates changed. This makes it great for budgeting. Disadvantages You are tied in for the length of the deal, so if interest rates fall you can’t take advantage of them. For example, if you opt for a five year fixed-rate deal, you will be tied in until the fixed term ends. If you want to get out of the mortgage before then, you’ll be charged a hefty penalty – often thousands of pounds. So before you apply for a fixed rate mortgage, think about how long you are happy to be locked in for. Tracker mortgage The interest rate on a tracker mortgage is linked to the Bank of England base rate. So if the base rate changes, your mortgage rate will change. The base rate is currently 0.50%, so if you took a tracker mortgage with a rate that is 2% above the base rate you’ll be paying an interest rate of 2.50% . If the Bank of England put the base rate up to 1%, your mortgage rate would increase to 3.00%. This would add about £25 a month to the repayments on a £100,000 mortgage. As with fixed rate mortgages, trackers are available over different terms: most commonly two or five years. With these deals, you’ll be charged a penalty if you want to get out of the mortgage during the term. You can also get lifetime, or term, trackers and these are often completely penalty free so they are very flexible and can be a great option if you don’t want to be tied into your mortgage. Advantages The rates on the leading tracker mortgages tend to be lower than on fixed rate deals. Although trackers are variable rate mortgages, it’s easy to understand what rate you’ll be paying because they are directly linked to the base rate. Therefore, the rate, and your monthly payments, will only change if the Bank of England changes the base rate. Disadvantages You don’t have the same security with a tracker that you get with a fixed mortgage because the rate is variable. This means you have to be prepared for the fact that your monthly repayments could go up – and it’s really important to make sure you’ll be able to still afford your mortgage if this happens. If money is tight and you need to budget carefully, a fixed rate mortgage will probably be a better option. Discount mortgage Trackers aren’t the only type of variable mortgage. Discounts are another. However, unlike trackers the interest rate isn’t linked to the Bank of England base rate. Instead, it’s linked to the lender’s standard variable rate (SVR) and this is a significant difference because lenders can change their SVR even if there has been no change in the base rate. A number of lenders have done this over the past year or so, and have increased their SVRs. This means their customers with discount mortgages have seen their repayments go up even though the Bank of England base rate hasn’t changed since March 2009. Discount mortgages are available over different terms – typically one to five years – and as with trackers and fixed rate deals you will probably be charged a penalty if you want to get out of the deal during the term. As with tracker mortgages, the rates tend to be lower than those on fixed rate mortgages. And because discounts are variable, the rate could fall as well as rise. If the rate were to fall, your monthly mortgage payment would reduce. Disadvantages The way discount mortgages are priced isn’t as transparent as tracker mortgages. Because the rate is linked to the SVR, not the base rate, the lender can theoretically change the rate at any time. So you may find your monthly mortgage payments rises when you’re not expecting it. Before you take a discount mortgage out, make sure you’d still be able to afford your repayments if the rate was to go up. If it would be a struggle, opting for the security of a fixed rate would be a better option. Offset mortgage This is a more complicated mortgage as it links your savings to your mortgage debt. Rather than earning interest on your savings, that money is set against your mortgage so you pay less interest on that debt. For example, say you have a £100,000 mortgage and £20,000 in savings, you would only be charged interest on £80,000 of the mortgage. However, your monthly mortgage repayments will have been calculated as if the debt was £100,000. This means you end up paying more than you need off your mortgage each month. As a result you clear your mortgage off more quickly and save yourself thousands of pounds in interest. Some lenders give the option of reducing the monthly payments so that they are calculated on the mortgage amount once your savings are factored in. So with the example above, your repayments would be based on a £80,000 mortgage. This can be good if you want to save money now, but it won’t help if you are considering an offset to pay your mortgage off more quickly. If you are considering an offset, you will have the choice of fixed or variable rate products, so consider the advantages and disadvantages of those as discussed above. Also, some offset providers will let you link your current account to your mortgage as well as your savings. Advantages As well as enabling you to knock years off your mortgage and save you thousands of pounds in interest, offset mortgages also offer a significant tax benefit. Ordinarily, you pay income tax on any interest you earn on your savings. However, if you offset you have an offset you don’t earn interest on your savings so there is no tax to pay. An offset can therefore be particularly attractive for people in the higher or top rate tax brackets. Disadvantages The rates on offset mortgages tend to be higher than those on standard mortgage products so if you only have a small amount in savings, you may be better off just taking a normal mortgage and finding the most competitive savings rate you can. Hopefully, this guide has helped you get to grips with mortgages a bit more, but if you are still unsure about what type of deal to go for, speak to an independent mortgage advisor. We’re partners with L&C Mortgages, which is a fee-free broker, so you can call them on 0844 776 1952 for more help. It’s well worth getting it right when it comes to your mortgage as it could save you thousands of pounds! There is so much choice when it comes to picking a mortgage, that it can seem totally baffling. Not only do you have to work out which mortgage will be the cheapest for you, which means looking at interest rates and fees, but there are also different types of product available. So should you go for a fixed or variable rate deal? And what about offsets? Here we explain the differences in order to help you work out which is the right type of mortgage for you. Fixed rate mortgage The interest rate remains the same throughout the period of the deal – typically one to five years, though it is possible to get ten year fixed rates. If you opt for a fixed-rate, you’ll have the security of knowing exactly how much your mortgage will cost you for a set period of time. Advantages Your mortgage payments will remain the same, even if interest rates changed. This makes it great for budgeting. Disadvantages You are tied in for the length of the deal, so if interest rates fall you can’t take advantage of them. For example, if you opt for a five year fixed-rate deal, you will be tied in until the fixed term ends. If you want to get out of the mortgage before then, you’ll be charged a hefty penalty – often thousands of pounds. So before you apply for a fixed rate mortgage, think about how long you are happy to be locked in for. Tracker mortgage The interest rate on a tracker mortgage is linked to the Bank of England base rate. So if the base rate changes, your mortgage rate will change. The base rate is currently 0.50%, so if you took a tracker mortgage with a rate that is 2% above the base rate you’ll be paying an interest rate of 2.50% . If the Bank of England put the base rate up to 1%, your mortgage rate would increase to 3.00%. This would add about £25 a month to the repayments on a £100,000 mortgage. As with fixed rate mortgages, trackers are available over different terms: most commonly two or five years. With these deals, you’ll be charged a penalty if you want to get out of the mortgage during the term. You can also get lifetime, or term, trackers and these are often completely penalty free so they are very flexible and can be a great option if you don’t want to be tied into your mortgage. Advantages The rates on the leading tracker mortgages tend to be lower than on fixed rate deals. Although trackers are variable rate mortgages, it’s easy to understand what rate you’ll be paying because they are directly linked to the base rate. Therefore, the rate, and your monthly payments, will only change if the Bank of England changes the base rate. Disadvantages You don’t have the same security with a tracker that you get with a fixed mortgage because the rate is variable. This means you have to be prepared for the fact that your monthly repayments could go up – and it’s really important to make sure you’ll be able to still afford your mortgage if this happens. If money is tight and you need to budget carefully, a fixed rate mortgage will probably be a better option. Discount mortgage Trackers aren’t the only type of variable mortgage. Discounts are another. However, unlike trackers the interest rate isn’t linked to the Bank of England base rate. Instead, it’s linked to the lender’s standard variable rate (SVR) and this is a significant difference because lenders can change their SVR even if there has been no change in the base rate. A number of lenders have done this over the past year or so, and have increased their SVRs. This means their customers with discount mortgages have seen their repayments go up even though the Bank of England base rate hasn’t changed since March 2009. Discount mortgages are available over different terms – typically one to five years – and as with trackers and fixed rate deals you will probably be charged a penalty if you want to get out of the deal during the term.
  8. Best re-mortgage guidelines for united kingdom residentialists What is remortgaging? Remortgaging happens when you change the mortgage you currently have on your property, either by switching it to a new lender, or by moving to a different deal with your existing lender. Why remortgage? The main reasons people remortgage are to save money (by securing a lower rate of interest on the debt), or because they are moving to a different property. Others remortgage to release capital (or ‘equity’) from their property to pay for things such as home improvements, or to pay off other debts. How you can save When we first apply for a mortgage, most of us sign up to an introductory rate for a certain period. For those on a tight budget, this is often a fixed rate deal, which charges a fixed rate of interest for two or more years. Alternatively, there are discounted deals. These offer a discount on the lender’s standard variable rate (SVR), again for a set period. So an SVR of 5% might be discounted down to 3% for two years. Then there are tracker deals, which track the Bank of England base rate, plus a set percentage on top. The deal might promise to charge base rate plus, say, 2% – so if the base rate were 0.5%, the rate charged to the borrower would be 2.5%. With a capped mortgage deal, the rate will rise and fall in line with market conditions with the guarantee that it won’t exceed a certain level. When initial deals end The majority of initial deals such as these only last for a few years. When they expire, homeowners will usually automatically be moved onto the lender’s standard variable rate, which will typically, but not always, be higher than the rate they have previously been on. You don’t have to settle for the standard variable rate, however, or stick with the same lender for your whole mortgage term. Provided you aren’t locked into a deal which will charge you early repayment penalties if you change, you should be free to switch to another mortgage deal whenever you want. Doing so could save you thousands of pounds a year. Who should/ shouldn’t remortgage? If you are currently paying your lender’s standard variable rate, you could potentially save yourself a fortune by moving to a different deal. However, this won’t be the case for everyone, particularly those with very limited equity in their properties. This is because the most competitive remortgage deals are usually reserved for those with at least 25% or more equity (meaning their mortgage is for less than 75% of the property’s value; if someone has a £150,000 mortgage on a house worth £300,000, they own 50% of the equity). If you aren’t on a standard variable rate and want to leave your existing fixed, discounted or capped deal early, make sure you check what penalties are in place. If you are locked in to your current deal, then the fees for switching ahead of time could wipe out any savings you would make by moving to a deal with a lower rate of interest, which means remortgaging wouldn’t make sense. You should also check whether there are any application fees attached to the new mortgage, and any other associated fees, such as a property valuation or survey. Again, these may obliterate any interest rate savings and eat into equity that is released by the move. Always speak to an independent mortgage broker before remortgaging as they will be able to help you work out whether you are better off staying with your existing mortgage, or moving elsewhere. If you are moving home and remortgaging, and you are borrowing more than your existing mortgage, you will need to check that your lender is prepared to grant you the additional amount before proceeding. Which kind of remortgage deal should I choose? Fixed rate mortgages If you want to know that your monthly mortgage payments won’t change over time, a fixed rate mortgage is likely to be your best option. Most fixed rate mortgage deals run for between two and five years, although occasionally longer term deals are available. There will usually be repayment penalties to pay if you want to come out of your fixed mortgage deal early. Fixed rate mortgages provide valuable peace of mind that your repayments will be the same month after month. But in periods when interest rates are falling, there is a risk you might end up locked into a deal with a relatively high rate of interest when much lower rates are available elsewhere. Capped rate mortgages If you prefer a variable rate mortgage, but don’t want the rate to exceed a certain limit, you should consider a capped rate mortgage, where the rate cannot go higher than a certain level, or ‘cap’. This kind of deal ensures that you won’t be hit with unaffordable payments during the capped period. But note that capped rates can often be higher than the equivalent fixed rate. Discounted mortgages Discounted mortgages, which offer a discount off a certain interest rate – usually the lender's standard variable rate – are also variable, so your payments could go up or down over time, but there is no limit on the amount they could rise by. They may therefore be cheaper initially than alternative deals, but your repayments could increase significantly during the term of your deal. Tracker mortgages Tracker mortgages are another type of variable rate mortgage, and they usually tracks or follow the Bank of England base rate at a set margin above or below it. The amount you need to repay falls when the base rate drops, but when it rises, your repayments will also increase, which can make budgeting difficult. Offset mortgages Another option you might want to consider is an ‘offset’ mortgage. These work by offsetting your savings against what you owe on your mortgage, therefore reducing the overall amount of interest you pay. So, if you have a £150,000 mortgage and £30,000 in savings, with an offset you’d only pay interest on the £120,000 difference, enabling you to pay down your mortgage more quickly. However, offset rates tend to be higher than those available on ‘standard’ mortgages, so you’ll need to do your sums carefully to ensure this kind of deal is appropriate for your needs. And you’d obviously need to lodge your savings with the same institution providing your mortgage! Costs and savings There are several costs involved in remortgaging that you will need to factor in. Most mortgage deals have arrangement fees, some of which can cost £1,000 plus, so make sure you know exactly how much you’ll have to pay before signing up to a particular deal. You will also need to pay legal and valuation costs, although some remortgage deals include these for free. However, in most cases, the savings you will make from remortgaging will far outweigh the costs involved. To give an idea of the sort of savings which might be achievable, someone with a £150,000 mortgage paying an average standard variable rate (SVR) of 4.41% could end up £2,092.50 a year better off if they switched to a two-year fixed rate deal at 1.66%, even factoring in a £975 arrangement fee. How to remortgage Your first step should be to check there are no penalties to move from your existing deal. Once you have found the remortgage deal you want to move to, you will need to gather together all the information you needed when you first applied for a mortgage. This will usually include proof of your current income, three years’ worth of accounts if you are self-employed, as well as bank statements and details of any other credit arrangements you have in place. Your new lender will also want a valuation of your property before it will grant you a mortgage, which it will arrange, for a cost, on your behalf. Always compare lots of different remortgage deals before proceeding, and seek independent advice if you are in any doubt as to which kind of mortgage might be right for you.
  9. Nationwide Building Society Mortgage on 5 year fixed rate Great 5 year fixed rate at 2.84% then reverting back to standard variable rate currently at 3.99% 60% LTV and the overall cost for comparison is 3.6% APR £999 product fee, reduced to £499 for first time buyers. Other fees apply - see T&Cs Early repayment charges apply during the fixed rate period Remortgage customers can choose from free standard legal fees or £250 cashback
  10. Barclays 3 year fixed rate mortgage with a joint market leading rate based on a 60% LTV Joint market leading 3 year fixed rate at 2.29% then reverting back to standard variable rate currently at 3.99% The overall cost for comparison is 3.8% APR £999 arrangement fee. Other fees apply - see T&Cs Minimum loan amount £5,000 Ability to make overpayments of up to 10%. Early repayment charges apply during the fixed rate period for more info visit: http://www.moneysupermarket.com/shop/go-to-site/?code=MOR_WOOLWICH_295_5YR_FIX&index=1&count=1&type=Promotion_ClickThrough&requestPath=http%253A%252F%252Fwww.moneysupermarket.com%252Fmortgages%252F&gid=LISTINGS_GOAL&channel_id=55&urlType=STANDARDCLICKTHRU
  11. Eid ul Adha Mubarak to All F2F visitors and member and to all Muslims Allah Tamam Musalmano Ka Hajj or Qurbani Qabool Farmaay or Hum subko Bhi Hajj or Qurbani Ki Saadat Ata Farmaay Ameen.
  12. Install igniterealtime Openfire 3.9.3 on CentOS 6.5(Final) Openfire is a real time collaboration (RTC) server licensed under the Open Source Apache License. It uses the only widely adopted open protocol for instant messaging, XMPP (also called Jabber). Openfire is incredibly easy to setup and administer, but offers rock-solid security and performance. Today i have installed Openfire 3.9.3 latest until now in CentOS 6.5 on one of my client request. reading documentation at openfire offcial website is like you are reading book with wrong page serial numbers. so it was the pain to install this latest service within Linux where you don't have any exact guide. but if you are good you can gather hint and make your guide yourself. i passed this time so i decide to let you for your easiness in future. article made by Intasar khan and available for installation via web at intasarkhan.com First, this artcile is writen for i386, x32bit OS, i686. for x86_64 users download proper file and the nfollow this steps. Login to the server/VPS as root and run this command: yum -y install java glibc.i686 Change your /root directory to the /tmp directory cd /tmp Download the RPM and run command for RPM install: wget http://download.igniterealtime.org/openfire/openfire-3.9.3-1.i386.rpm rpm -Uvh openfire-3.9.3-1.i386.rpm Once the RPM has been installed, start openfire service and make it enable on boot on 235 operational moods: service openfire start chkconfig --level 235 openfire on Now, you have successfully installed Openfire version 3.9.3. You can check this by going to this URL http: // YourIP:9090 . replace YourIP with your VPS/Server IP or with your Hostname. once the page is load you can close the broswer for now because we have to first Install MySQL server for its Database usage. Install mysql server run following commands: yum -y install mysql-server Start mysql server /sbin/service mysqld start Make it start on when server boot. /sbin/chkconfig mysqld on Once its start you have to first run the MySQL Secure script in order to make secure your MySQL. copy past this line in shell. /usr/bin/mysql_secure_installation It will ask you password, as this is new installation so there is no password currently so you can hit ENTER. after enter it wil ask you new password. give any password that you can remember. 2 times. once password done it will ask you some random settings for securing the mysql. you have to just push Y, Y and Y option. once it done copy past this line and hit ENTER /sbin/service mysqld restart Login to mysql as root (use the new root password you just entered) /usr/bin/mysql -u root -p Create database, database user and password. run this comands series one by one. CREATE DATABASE openfire; INSERT INTO mysql.user (User,Host,Password) VALUES(‘username’,’127.0.0.1′,PASSWORD(‘securepassword’)); FLUSH PRIVILEGES; GRANT ALL PRIVILEGES ON openfire.* to openfire@127.0.0.1; FLUSH PRIVILEGES; exit Now your VPS/Server is ready for Openfire 3.9.3 Installation for Web based system. as you before just configure it for run on your system. you have to now go to web interface and provide the database details and follow the screen steps in order to install. article made by Intasar khan and available for installation via web at intasarkhan.com make sure, on database string page you have to give db name without [db_name]. it shoule be localhost:3096/db_name let me know if you have any question.
  13. How to Hire a Mesothelioma or Asbestos Lawyer Find a mesothelioma lawyer who can help you win money damages to compensate you for your exposure to asbestos. Mesothelioma is a disease caused by exposure to asbestos. Mesothelioma victims almost always win money damages if they sue, but the cases can be complicated and a mesothelioma lawyer is usually needed to identify the parties who are liable for the asbestos exposure (asbestos manufacturers, insurance companies, or asbestos victims' trust funds) and begin the lawsuit or settlement process. Because mesothelioma cases are a specialized legal niche it's important to understand how mesothelioma lawyers operate and how to hire a good one. Read on to learn more. (For general information about hiring an attorney, check out Nolo's article Finding a Personal Injury Lawyer) The Legal Background People who find out that they are suffering from mesothelioma (often as a result of working with asbestos) usually have an excellent chance of recovering substantial money damages -- either from the company that manufactured or installed the asbestos, or from an asbestos victims' trust fund. But these cases can get complex, especially from a medical standpoint, since mesothelioma often shows up 10 to 40 years after exposure to asbestos. Having an experienced attorney on your side -- especially one with a record of success in mesothelioma cases -- can make all the difference. (To learn more about mesothelioma cases, read Nolo's article Asbestos and Mesothelioma Lawsuits: What to Expect.) Finding the right mesothelioma lawyer can be key to your case, but it can also take time and effort. If you are not feeling well, make sure you get help from a consumer savvy relative or friend. As discussed below, you'll get the best results if you do careful research as to a lawyer's qualifications and track record and then interview several. You also may need to bargain as to the amount of the contingency fee and other costs. Ways to Find the Right Mesothelioma Lawyer Ask former colleagues. If you have been diagnosed with mesothelioma, chances are good that people who you worked with at the time of your exposure also suffer from it and may have already hired a lawyer and filed a lawsuit. If they have achieved a good result through a lawyer they like and respect, this is one good place to start. Check Nolo's online Lawyer Directory. Some attorneys featured in Nolo's lawyer directory handle mesothelioma cases (full disclosure: lawyers pay a fee to list with Nolo). These attorneys have filled out a detailed profile containing valuable information about their schooling, professional background, legal specialties, and personal attitudes. While there are also a number of other legal directories, we believe Nolo's provides the most consumer friendly information. Go to the Mesothelioma - Asbestos section of Nolo's Lawyer Directory to find a mesothelioma attorney in your area. Investigate lawyers online. Because mesothelioma cases can be so profitable, many law firms spend big dollars on Internet ads and websites. Just Google mesothelioma lawyer and you'll find a long list. Click on a few ads or websites and you'll see that everyone claims to be the best of the best. How do you cut through all this hype to focus on a short list of hopefully excellent mesothelioma lawyers? We recommend that you carefully read the legal information each lawyer provides. In our experience lawyers who provide well-written, in-depth information demonstrate a superior sensitivity to client needs. By the same token, we distrust lawyers who say little more than "I can get you millions pronto -- trust me." How to Choose the Right Mesothelioma Lawyer Check a lawyer's references. A good mesothelioma lawyer should be able to provide you with the name and contact information of a few satisfied clients. Of course, the lawyer will have to get the permission of the client, but this can usually be arranged. Although you'll only be given the names of very satisfied clients, it can still be very helpful to talk to someone who has worked with the lawyer you are considering in a mesothelioma case. Interview the lawyers. Once you develop a short list of mesothelioma lawyers, contact their offices (again, get help if you are very ill). Request a case evaluation and, if possible, arrange a personal interview. Ask who exactly will manage your case (often a case manager, who is a non-lawyer in larger firms). Find out who you can call or email if you have questions, and how long it will take to get back to you. Anticipating these questions, many law firms will give you a written overview of what to expect. Especially if it's detailed and guarantees that all calls and emails will be returned in 24 hours, this is a good sign. Negotiate fees with the lawyer. Mesothelioma lawyers charge a contingency fee for their legal representation, plus additional costs to prepare your case. One good approach is to contact several lawyers, making it clear that you'll take your time before signing a fee agreement. Your goal is to find a good quality lawyer who will represent you for 25% to 30% of your recovery, instead of 33% to 40%. But keep in mind that mesothelioma cases can be very complex. If you find an attorney who comes well-recommended and has a lot of experience (and a record of success) representing mesothelioma clients, a few percentage points on a contingency fee probably shouldn't dictate whether or not you hire that attorney. Find out how are costs handled. A good attorney will deduct costs (things like filing fees and expert witnesses' compensation) off the top of any settlement or award, before the money is divided and the attorney takes their agreed-upon percentage. That way you and the attorney share payment of the costs. And a good attorney will give you receipts showing that all costs incurred were specific to your case -- meaning you're not being saddled with part of the bill for the firm's general operating expenses
  14. How to get Mesothelioma and Asbestos Lawyers Mesothelioma attorneys understand asbestos legal issues and the unique challenges asbestos victims face. We offer information on what to expect when working with a mesothelioma lawyer, as well as help finding a qualified mesothelioma attorney for your case. Compensation for Mesothelioma Victims Gain access to trust funds, grants and other forms of compensation for you or your loved ones. Get Help Now Successful asbestos ligation requires an attorney who understands the many facets of the case, from how people get exposed to asbestos to the state-by-state regulations about filing lawsuits, to the fragile nature of many clients. Often, people who inquire about an asbestos-related claim are people who are also coping with mesothelioma cancer and all the health issues that go along with treatment. Choosing a lawyer to represent you in depositions and in legal filings can be as important to your family's future as selecting the right doctor. If were you exposed to asbestos and you got sick as a result, you have a right to stake a claim for compensation. The dangers and toxicity of asbestos were well-known in the 1930s, yet corporations continued using it extensively through much of the 20th century. They willingly put profits ahead of the health and well-being of employees and the public. An experienced asbestos lawyer will know how to hold those corporations responsible. Tips When Looking For an Asbestos Litigation Specialist You should consider several things when you start to evaluate the hiring of an attorney. You want to find someone with whom you feel comfortable talking because you will be discussing intimate details about your health and about where you used to work. Although your lawyer likely will know all the right questions to ask you, good communication is essential Affording an Attorney In the area of asbestos lawsuits, attorneys work on a contingency fee basis. You pay nothing until you receive compensation, and nothing at all if your case is not successful. There is very little risk to you. Contingency fees protect you because they usually are based on a percentage of any compensation you receive. Be sure to discuss this percentage during your first meeting with an attorney How Attorneys Help in Asbestos Cases Mesothelioma claims are different from other workplace injuries in a couple of ways. They fall into a special area of the law because the injuries that are in question do not typically occur because of an accident or sudden event. Instead exposure to asbestos takes place over time, with an illness developing 20 to 50 years later. This is why a qualified mesothelioma attorney makes sense for someone considering litigation or a trust claim. Filing a Claim The financial aspects of mesothelioma care can be overwhelming. They can include income loss, expensive treatments that may not be covered by your health insurance, plus pain and suffering suffered by you and for your family. Asbestos Exposure and Negligence Because the disease is preventable - asbestos exposure usually is caused by someone else's negligence - legal options may be available to help recover these costs. Learn more about asbestos exposure: More details visit: www.asbestos.com/mesothelioma-lawyer/
  15. What is Mesothelioma Law Firm For decades, mesothelioma, a life-threatening disease that can affect the lungs, abdomen, and several other major organs, has been linked to prolonged exposure to asbestos.Typically, mesothelioma victims were exposed to asbestos while working at a job site that used asbestos-related products (ACMs). In many cases, the manufacturers of asbestos and ACMs knew of the hidden dangers and risks of asbestos, yet failed to inform the public since asbestos was an extremely profitable mineral. Because of the hinderance of information, workers who developed health issues from asbestos exposure may be eligible for financial compensation to cover expenses such as lost wages, medical bills, emotional suffering, physical pain, and more. If you or a loved one is a victim of an asbestos disease, such as mesothelioma or asbestosis, fill out our form today to find out the amount of money you and your family are owed. Over $30 billion is available in mesothelioma and asbestos trust funds and our leading mesothelioma law firm will fight to ensure that you get all the money you’re entitled to. What Does a Mesothelioma Law Firm Do? Mesothelioma law firms are different from any other type of law firm. Whereas other law firms may specialize in specific areas such as car accidents or nursing home abuse, mesothelioma law firms focus only on mesothelioma and other asbestos-related diseases. It’s not recommended to retain legal representation from a general practice law firm or even a personal injury law firm that specializes in a wide array of injury cases. You’ll need an attorney who specifically specializes in mesothelioma cases as these types of lawsuits are extremely intricate and require vast, in-depth understanding of asbestos exposure and diseases. Attorneys in a mesothelioma law firm have the knowledge and experience regarding federal and state laws concerning asbestos use and its history in the workforce. They also have sharp investigative skills and are able to dig deep to uncover when and where companies and/or other entities exposed workers to asbestos. Additionally, mesothelioma law firms are comprised of educated attorneys who understand the legal process involving courts, trials, settlements, and appeals. Moreover, an experienced malignant mesothelioma law firm understands that the victim is already suffering enough because of the medical and financial problems associated with asbestos-related diseases. As a result, the law firm will handle most everything regarding the lawsuit, including fighting for the legal rights of the client, interviewing witnesses, obtaining medical history, litigations, and more. A dedicated mesothelioma law firm also understands the severe emotional impact that living with mesothelioma brings, not only to victims, but to family members and loved ones as well. An experienced mesothelioma law firm takes this into account and helps ease the minds of victims and their loved ones throughout this enduring process. What to Look for When Hiring an Asbestos Law Firm Unfortunately, not all mesothelioma law firms are the same. While some may have several years of experience, other law firms are relatively new to the area of mesothelioma. In addition, some law firms may concentrate on other areas of law besides mesothelioma while another law firm may solely focus on asbestos cases. Aside from using your good judgement when determining which law firm you should use, there are several factors you should consider: The law firm should have experience in dealing with mesothelioma cases. Your case should never be transferred to another law firm to handle. The law firm should be extremely knowledgeable in asbestos laws and prior cases. Look for a law firm that focuses solely on asbestos-related cases. Look for law firms with a stellar reputation in handling asbestos cases. The law firm should not only understand asbestos laws, but should also have extensive knowledge of medical problems associated with its diseases. The law firm should always keep you updated on what’s going on in your case. Although attorneys are busy people, they should be accessible. You should always get an initial consultation at no charge before deciding on a mesothelioma law firm. Keep in mind that it’s not recommended to retain a mesothelioma law firm that promises you that you will win your case no matter what. Although statistics show that the majority mesothelioma victims do go on to win their lawsuits, there are a variety of factors involved, and no case is guaranteed. An experienced mesothelioma law firm will help to understand your chances and what is involved, but will never assure that your case is 100% guaranteed. Making Things Easier Although leading mesothelioma law firms do the majority of work for your case, it’s always a good idea to be prepared and make things easier so that the process gets rolling faster. First, make sure to gather your medical documents, including when and where you were diagnosed, and bring this information to your initial meeting. This will allow the law firm to determine if your case can be taken on. Next, be prepared to provide the law firm with your work history and information including the full company name, address, phone number, your job role, and how long you worked there. Finally, start keeping track of all expenses used pertaining to your disease. For example, always keep a copy of medical bills, hospital visits, mileage used to get to appointments, medical supplies, and anything other expense you paid out due to your illness. How a Mesothelioma Law Firm Can Personally Help You When first getting started, victims usually have a plethora of unanswered questions regarding asbestos and their rights. A mesothelioma law firm should be able to provide you with following information: Evidence Related to Your Exposure: Once you provide the law firm with your work information, they should be able to investigate and determine how asbestos was used at your workplace. In some cases, they may already have the information available. If You Truly Have an Asbestos Claim: Mesothelioma law firms understand what’s needed in order to have a true asbestos claim. With this knowledge, they are able to determine how strong your case is and what the estimated chances are that you’ll win. Most attorneys make sure they’re confident in your case before taking it on. Be wary of any attorney who promises to take your case without knowing any of the details or an attorney who claims they can get you an exact amount of compensation before reviewing your case. Your Case Worth: If the law firm decides you have an asbestos case, they will then be able to come up with an average figure of how much your case is worth. This is including past expenses, daily expenses, medical bills, lost wages, emotional trauma, physical suffering, future expenses, and much more. Keep in mind, however, that there is no set formula as to how much your award amount may be. The aforementioned factors, along with other factors, such as if your former company has a trust fund set up or not, will also come into play. Who Exactly is Responsible: It can be difficult for the average person to determine who exactly is responsible for exposing victims to asbestos. For example, companies can move, go out of business, hide, suppress relevant information, and change ownerships. In some cases your former company is responsible, the manufacturer of the asbestos products may be responsible, or supervisors and/or owners may be responsible. In other instances, there may be just one sole responsible entity yet in a different case, there may be several. Remember that part of an experienced mesothelioma law firm’s job is to research, seek out, and determine the entity or responsible parties that are liable for your exposure to asbestos. Mesothelioma Law Firm Fees Mesothelioma law firms may have different fees as well as different payment options. However, an experienced and caring law firm understands that victims of asbestos-related diseases more than likely have enough financial burden in dealing with their illness and are unable to afford up-front fees for legal representation. As a result, many law firms work on what’s known as a contingency fee basis, meaning that the law firm only gets paid when you get paid. If the law firm doesn’t win your case, they don’t receive compensation either in most ways. The good news, however, is that a law firm has to be confident enough in your case to take it on, meaning there is a good chance that if your case is picked up, it will be successful. Law firm fees are percentages taken out of your total settlement or verdict amount, and again, the percentage amount will vary depending upon the law firm. Make sure you understand how the fees and percentages work with your law firm beforehand so that there will be no confusion later on. If a law firm doesn’t provide a contingency fee basis, there is a good chance that they don’t have to financial resources to successfully prove your case. Keep in mind that you’ll want a law firm that has the financial resources and backup in order to take on your case on a contingency fee basis. Attorneys without the resources to handle your case usually can’t provide you with the best representation. An ideal rule of thumb is to ask up-front about how the fees work so that there are no surprises later on. Attorneys with your best interest in mind will have no problems answering any questions you have regarding fees and prices. Additional Tips to Remember When searching for a mesothelioma law firm, you shouldn’t narrow your search down to your local community only. There’s a chance that your case may be filed out of state. An experienced mesothelioma lawyer should have no problems flying to your city to meet with you, given that they are out of state. Although the law firm should be able to give you an average figure that you may receive, giving an exact amount is impossible. Any mesothelioma law firm that guarantees you an exact amount should be considered untrustworthy. A mesothelioma should be able to handle not only mesothelioma cases for survivors, but wrongful death cases involving asbestos exposure. Help With Finding an Experienced Asbestos Law Firm If you’ve been diagnosed with an asbestos-related disease, not only do you need to understand your medical options and mesothelioma treatment choices, but you should seek legal representation and fully take advantage of your legal rights. If your illness is due to the negligence and careless acts of another party, our experienced mesothelioma law firm will be able to assist you through the process and help you fully understand what you may be entitled to. We strongly advise anyone suffering from an asbestos related disease–or a loved one of an asbestos victim–to contact us right away for a free legal consultation. We will fight to get you all the compensation you’re owed. For additional information, fill out our form for your free Mesothelioma and Asbestos Guide. Our informational packet is filled with invaluable information regarding your legal rights, up-to-date medical information, treatment options, top physicians, mesothelioma litigation, and much more. Source: www.mesotheliomalawyercenter.org/mesothelioma-asbestos-law-firm/